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Types of disability payments: permanent total disability

Previous posts here have discussed the different types of disability benefits that victims of workplace accidents in Minnesota can receive through the state's Workers' Compensation program. To this point, this blog has talked about temporary total disability payments and permanent partial disability payments. The first type of benefit pays a worker who, for a period of time, cannot return to work at all. The second type of benefit pays a worker who may be able to go back to work eventually, but who will have some sort of permanent handicap on account of the injury.

Unfortunately, many residents of the Twin Cities area probably know of at least one person who suffered a workplace injury so extensive that they could not return to work at all. In these sorts of cases, an injured worker can receive permanent total disability, or "PTD," payments. To qualify for these benefits, a doctor must certify that the worker will remain disabled even after undergoing a course of medical treatment.

Workers compensation benefit: permanent partial disability

A recent post on this blog talked about temporary total disability benefits, or TTD, which are the type of benefits an injured Minnesota worker gets when he or she is hurt on the job and needs to take a few weeks or months off to recover. While arguable, TTD is perhaps the easiest benefit to understand.

Another benefit workers commonly get awarded during the workers' compensation process is permanent partial disability, or PPD. Unlike TTD, workers do not get this benefit at the time of their injury.

Third-party liability claims for injured highway workers

A previous post on this blog mentioned that injured construction workers, particularly those who work on or alongside Minnesota's roads and highways, may be able to seek compensation from sources other than workers' compensation.

This can come as a great relief for highway workers who get seriously hurt by careless people who are driving through construction zones. After all, many times, the injuries of these workers are severe and can leave them unable to work, or even function normally, for the rest of their lives.

Types of disability payments: temporary total disability

As this blog has explained before, injured workers in the greater Twin Cities area will ordinarily be able to get help through Minnesota's workers' compensation system. Primarily, these benefits cover medical expenses and lost wages following an accident.

Coverage for lost wages, which within the workers' compensation system is referred to as disability, is divided in two ways. For one, a worker can be either partially disabled or totally disabled. The disability can also be either temporary or permanent.

Woman will face misdemeanor after running over worker

Although she was looking at her cell phone when she struck and almost killed a construction worker in a town near the Twin Cities, it turns out she will only face misdemeanor criminal charges. This is in large part due to some legal obstacles that, according to prosecutors, make it difficult to pursue a felony case.

The worker was in a coma for weeks and had severe injuries to multiple parts of her body. She has regained consciousness, and she plans to move forward with her life. However, these injuries will probably continue to affect her for a very long time.

Timely action after a work accident is critical for workers' comp

Getting hurt on the job is something every employee does their best to avoid. Unfortunately, accidents still happen. Whether due to negligence on the part of a co-worker, issues with machinery maintenance or a failure to communicate, work injuries can leave you in need of medical care and out of work for some time.

Thankfully, Minnesota workers' compensation insurance protects you against medical expenses due to a workplace injury. It can also compensate you for lost wages if you cannot return to work for some time. In order to connect with those benefits, you must comply with the regulations and statutes that govern those benefits. One of the most important things you can do to protect your right to workers' compensation benefits is to take timely action after your injury.

Representing workers in appeals

A previous post on this blog talked about how an injured worker in the greater Twin Cities area can appeal workers' compensation claim if they do not feel that it was decided correctly.

This post talked about the various steps of an appeal and also mentioned the technical legal requirements that apply when someone is attempting to appeal. These requirements are strict in that not following them can mean that someone who otherwise had a good case will not be allowed to pursue it.

How a workers' compensation dispute gets appealed

Aside from a denied claim for benefits, there are a lot of ways in which a dispute over workers' compensation benefits can emerge between an injured worker in the Twin Cities area and the employer or the employer's insurance company.

For instance, the employer may, after giving a legally required warning, terminate a worker's ongoing coverage for lost wages. In other cases, there may be an issue with respect to how much in weekly wages a worker is owed in the first place.

Things that can go wrong with power tools

As part of their jobs, construction workers in Minnesota will daily encounter and probably use one type of power tool or another. While these tools no doubt make it possible for workers in the greater Twin Cities area to do their jobs efficiently and well, a lot of things can go wrong with these tools, and such problems can cause serious if not fatal construction accidents.

In fact, the federal Occupational Safety & Health Administration, or OSHA, has compiled a booklet, available online, that describes many of the dangers of the different types of power tools common at a construction site and offers some tips on how to prevent injuries.

Construction's Fatal Four accident types

According to relatively recent government statistics, a little over one in five fatal workplace accidents involve construction workers. Moreover, among these construction accidents, there were four causes of accidents, dubbed the Fatal Four by the Occupational Safety and Health Administration, that stand out as leading reasons for workplace fatalities at construction sites.

The Fatal Four do not include construction worker deaths related to automobile accidents, and traffic accidents could well be the most common cause of construction worker deaths.

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