As the holiday season approaches, many businesses are ramping up their workforce with temporary employees to handle increased demand. These seasonal workers are vital to the realities of holiday commerce, yet there’s often uncertainty regarding their eligibility for workers’ compensation benefits, partially because they tend to remain ineligible for so many other “standard” employee benefits.
It’s important to clarify that holiday temp workers, like their full-time counterparts, are entitled to workers’ compensation should they suffer a work-related injury. This information should be made explicitly available to these workers, as their lack of training and experience on the job – very unfortunately – makes it statistically more likely that they will suffer job-related harm than year-round workers.
Navigating the process
Workers’ compensation is designed to provide medical benefits and wage replacement to employees injured on the job. The process for filing a workers’ compensation claim is the same for temporary workers as it is for permanent employees. If injured, a temp worker should report the injury to their employer as soon as possible and seek medical attention. The employer is then responsible for filing a claim with their workers’ compensation insurance provider.
Despite the legal protections available to them, temporary workers might face challenges in accessing workers’ compensation. There could be confusion about whether the staffing agency or the host employer is responsible for the insurance. Furthermore, due to the short-term nature of their employment, temp workers might be less familiar with the process or hesitant to report injuries.
As a result, if you are employed as a temporary worker during the holiday season, it’s crucial to be aware of the rights and protections afforded under workers’ compensation laws. In the event of an injury, seeking prompt legal guidance can help you to successfully navigate the complexities of workers’ compensation claims so that you can properly access the benefits to which you are entitled.
