Car accidents can be devastating, causing severe injuries to those involved. When a car crash occurs while you’re on the job, navigating the complexities of workers’ compensation can be challenging. Yet, it’s important to understand that if you were engaged in employment-related activities at the time of your wreck and you’re eligible for workers’ comp, you can pursue benefits as a result of crash-related harm.
The state’s workers’ compensation system is designed to provide coverage for injuries sustained in the course of employment. These benefits are extended to eligible workers regardless of fault (with very few exceptions), regardless of whether their harm occurred on a traditional job site or remotely. Meaning, a workers’ comp claims adjuster will be concerned with whether your harm was work-related, not where you were at the time you got hurt.
Crash victim considerations
You must inform your employer about the car crash and your injuries as soon as possible. This notification typically needs to occur within a specific timeframe to ensure your eligibility for workers’ compensation benefits. You’ll also want to seek immediate medical attention for your injuries. Not only is this essential for your health, but it also establishes a medical record that can support your workers’ compensation claim.
It is additionally worth noting that if a third party (someone other than your employer or co-worker) is responsible for your harm, you may have the option to pursue a personal injury claim against that party in addition to your workers’ compensation benefits.
Ultimately, if you’ve been injured in a car crash while engaged in employment-related activity, seeking workers’ compensation benefits can be a crucial step in securing the support you need for your recovery. However, the process can be complex, and it’s best to seek legal guidance before pursuing a claim in order to ensure its success.