After getting hurt at work, you probably have many questions: “When can I return to work?” “Will my benefits cover all my medical needs?” “How will I support my family during my recovery?” Understanding whether you need short-term or long-term care impacts the compensation you will receive.
Short-term medical needs
Short-term injuries typically need immediate medical attention but follow a predictable recovery timeline, usually within weeks or months.
Take the warehouse worker who strains his back lifting heavy boxes as an example. He might need a few weeks of physical therapy and lighter duties before returning to his normal job.
These injuries generally qualify for temporary disability benefits in Minnesota. These benefits cover medical expenses, rehabilitation costs, wage replacement and travel reimbursement for medical appointments.
Long-term medical needs
Long-term injuries are more complex. It often requires ongoing care for months, years or even permanently. These injuries can change how you work and live.
Consider a truck driver severely injured in a highway crash. They might face permanent limitations that prevent them from returning to driving altogether.
These lasting injuries qualify for more comprehensive benefits, including permanent disability payments, job retraining for a new career and coverage for specialized medical care that workers might need for years to come.
Why this matters
The difference between short-term and long-term injuries shapes your entire workers’ compensation claim. Short-term injuries need immediate but limited support until you can get back to work. Long-term injuries require planning for a different future. In both cases, workers’ compensation provides financial protection when you need it most. If your employer or their insurance company misclassifies your injury, you might not get enough compensation to cover your needs.
Getting the help you need
If you suffered a workplace injury in Minnesota, consider reaching out to an experienced workers’ compensation attorney. They can help document your medical needs – whether short-term or long-term – so you receive the full compensation you deserve.
Remember that every case is different. Your benefits will depend on your specific situation, how serious your injury is and what your doctor says about your recovery.