There are a wide variety of Social Security programs. They each have their own qualifications and requirements. While you may qualify for benefits through one program, you may not qualify for another program. It is important if you want to get benefits from a Social Security program that you understand that program’s specific requirements. This is especially true for Social Security Disability benefits.
The SSD program is notorious for its highly selective process of qualifying people for benefits. You must ensure that you meet all requirements before applying or you will likely face a denial. The Social Security Administration explains that to qualify for SSD, you must meet two main requirements.
Have a disability
The SSA requires to have a disability that meets its definition of disability. This may differ from the definitions other organizations or agencies use. The SSA’s definition is very strict in that your disability must last for at least one year or will cause your death. Furthermore, it must prevent you from working in any capacity.
Have enough work credits
To qualify for SSD, you also must have enough recent work time. The exact requirement will vary based on your age and when you file. However, it generally means that you need have at least 40 work credits, and you must have earned at least half of those within the past 10 years. This will be different for younger people who may not even have 10 years of work experience. Plus, the requirements change annually as do the amount of earnings you must make to get one work credit.