If you suffer an injury at your place of work in Minnesota, you may be limited to seeking medical care and reimbursement for lost wages through the state’s workers’ compensation system. While the notion of filing a workers’ compensation claim may not seem too complicated, it is often anything but straightforward. This is because when you file a claim for workers’ compensation, you are basically throwing yourself on the mercy of an insurance company.
Workers’ compensation is insurance. The state requires employers to buy it, so if you’re injured at your workplace, while doing your job, your medical bills will be covered and any lost wages will be reimbursed. In return for carrying workers’ compensation insurance, the state ensures that an employer’s liability exposure is minimized for workplace injuries. Theoretically, this is good for both employers and their employees. Unfortunately, it doesn’t always work out that way.
The trouble is, a workers’ compensation claim is an insurance claim. And, like any other insurance company, a workers’ comp carrier will do all that it can to reduce the number and size of the claims it pays out. This means you could be denied medical coverage for some of your injuries, be expected to return to work before you are medically able or not be fully reimbursed for the wages you lost due to the injury.
At [nap_names id=”FIRM-NAME-1″], we have been fighting for injured workers for more than a quarter century. We fight to make sure that, if you’re injured at your workplace, you receive the medical attention you need and the monetary compensation to which you’re entitled. Please visit the workers’ compensation page on our website to see how we’ve helped other injured workers and what we can do to help you.